Personal
Loans
- For new and used cars, trucks,
motor homes etc.
- For consumer purchases
- For debt consolidation
- For educational needs
- For vacations
- For home renovations
- For all your needs
- Pre-approved loans available
- Repayment flexibility to suit
your income stream
- Life and disability insurance
available
- Try our Personal
Loan Payment calculator
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Personal
Lines of Credit
- Re-usable funds without re-applying
for a loan
- Overdraft protection
- Interest charged only on amount
used with no standby fee – no interest costs
while not in use
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Residential
Mortgages
- To purchase, build, improve,
or refinance owner occupied dwellings
- Terms for one year to five years
- Amortization schedules to 25
years
- Conventional and CMHC insured
mortgages available
- Fixed or variable interest rates
- First and second mortgages available
- Pre-approved mortgages available
- Repayment flexibility
- Property tax accounts available
- Repayment privileges
- Life insurance protection available
- No fee automatic payment provision
- Try our Mortgage
calculator
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Agricultural
Loans and Mortgages
- To purchase equipment, vehicles,
livestock, buildings, land
- Variable or fixed interest rates
- Repayment schedules to accommodate
cash flow
- Life insurance protection available
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Agricultural
Lines of Credit
- For operating costs including
crop input costs
- Accommodate cash flow management
- Eliminate supplier credit charges
- Re-usable funds without re-applying
for a loan
- Overdraft protection
- Interest charged only on amount
used with no standby fees – no interest costs
while not in use
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Commercial
Loans and Mortgages
- To purchase equipment, vehicles,
buildings, and land
- Variable or fixed interest rates
- Flexible repayment to accommodate
cash flow
- Flexible terms and repayment
schedules
- Loans available under Small Business
Loans program
- Loans available under Rural Entrepreneur
Assistance (REA) program
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Commercial
Lines of Credit
- To provide for day to day operating
expenses
- To carry inventory and accounts
receivable
- Accommodate volume and discount
purchases of inventory
- Reduce suppliers credit charges
- Re-useable funds without re-applying
for a loan
- Overdraft protection
- Interest charged only on amount
used with no standby fees – no interest costs
while not in use
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Student
Loan Program
Canada Student Loans
- Approved by Student Assistant
Directorate {not available through our credit
union}
Agassiz Credit Union Student
Loans
- Approved by Agassiz Credit Union
- Interest paid by student monthly
- Interest charged at ACU prime
lending rate while attending a post secondary
institute
- Principal repayment commences
6 months after completion or final departure from
the educational institute
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